If you are asking, what is home warranty, then this articles will explain it to you. A home warranty is usually purchased when you buy a home appliance. Sometimes it is an added bonus offered by the seller. Sometimes, you can buy a warranty to protect yourself from problems that weren’t discovered during a home inspection.
A home warranty insurance enables you to save money when you want to repair or replace items in your home, such as kitchen appliances or other personal belongings. Home warranty companies offer contracts to homeowners to protect their home systems and appliances. The warranty company replaces items that break or cease to work properly during the period of time the warranty is effective. The appliances and systems usually covered by a home warranty include: the air conditioning, electrical system, plumbing system, heating system, dishwasher, cooktop, garbage disposal, oven, duct work, dryer, refrigerator, water heater, washer and pool or spa.
Choosing a home warranty plan that provides more coverage than you need may cost you more money than you should be paying for the insurance. And getting a home warranty insurance plan without adequate coverage may make you to pay the cost of repair for most of your home items. An important factor to take into consideration when choosing home warranty plan is whether there is a likelihood that your appliances will need repairs in the near future. You should also decide whether all of your home appliances need warranty coverage, or just the items you use regularly. Also, consider whether having extended coverage is necessary.
There are several factors that determine the cost of home warranty: location, coverage options and age of the home. Additional fees may apply depending on the company.
Before you choose a home warranty company, it is important that you compare several home warranty companies to find the one that offers the best home warranty for your needs. You can research providers of home warranty insurance by reading home warranty reviews online. Home warranty reviews are posted by people who have used the various home warranty insurance plans offered by different companies and their feedback can be revealing and very helpful when you are looking for the best home warranty.
Now that you know what is home warranty, take the time to find a company that will offer you the best plan. Read the fine print carefully before you sign a contract. Don’t overlook anything. Some companies hide some details in the fine print. Be sure you find out the maximum payouts on individual items.
www.AmericanHomeShield.com – offers home protection plans for many of the system components and appliances and found in most homes. Their plans cover the cost of repair or replacement of covered items.
www.ConsumersHomeWarranty.com – offers protection for everything from cook tops to ceiling fans, ducts to dishwashers.
www.hwahomewarranty.com – their home warranties provide coverage for the costs of repair or replacement of appliances and major systems including air conditioning, electrical, heating, plumbing and more.